You guys are talking about different things.

Credit utilization of 0% doesn’t mean paying your cards off on time every month so you avoid interest. It means paying your cards off before the statement period even closes so nothing is reported to the credit agencies.

I do this. All my cards have a statement period ending on the 19th or 20th. Around the 17th every month I pre-pay so my statement is $0 on every card.

When I use a card after doing this and the charge goes through before the statement closes, my FICO score goes up (vantage doesn’t seem to do this).

For the last 18 months or so my FICO has been going up 22 points every time there is at least a little balance to report and down 22 points every time my credit utilization is 0.0%.

I’m not saying it doesn’t happen, but I’ve never heard of an employer that requires their 401k match to be invested in the company. Everywhere I or my wife has worked you could put it in any fund available with that 401k plan.

It’s not too heavy. That’s “premium feel and materials.”

Shut the fuck up! Now Vader, he’s a spiritual brother, with the force and all that shit. Then this cracker Skywalker gets his hands on a lightsaber, and the boy decides he’s goinna run the fucking universe - gets a whole Klan of whites together, and they’re gonna bust up Vader’s 'hood - the Death Star. Now what the fuck do you call that?

The footprints of chargers and gas stations aren’t the same though. A lot of places I go have a row of 8-10 spots with chargers. No added footprint really, just installed at the front of the spot. Compare that to an 8-10 pump gas station, even without a convenience store. If you removed a gas station and replaced it with rows of spaces with chargers I think you’d get more cars through over a given period of time.

Normally you’re right. It seems like every day there is a new revolutionary battery tech with no real estimate when it’ll ever be in use. But in this case, according to the article, deliveries will start next month which means they’re already in production.